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Panu Kalmi


Laskentatoimen ja rahoituksen yksikkö, Taloustiede
029 449 8528
Wolffintie 34, 65200 Vaasa
Tervahovi D228

Curriculum Vitae


M. Soc. Sci. University of Helsinki, 1996

PhD, Copenhagen Business School, 2002

Researcher, Academy Research Fellow, Acting Professor, Helsinki School of Economics / Aalto University School of Economics, 2001-2011

Professor of Economics, University of Vaasa, 2011-

Vice Dean of the Faculty of Business Studies, 2017

Vice Dean of the School of Accounting and Finance, 2018-


Taloustieteen perusteet (introduction to economics), micro (with Juuso Vataja), first year studies

Johdatus pankkitoimintaan (Introduction to banking), bachelor level

International banking, master level


My main area of research is Financial Literacy and Financial Education. My research has been supported by the Academy of Finland-funded projects Game-based Financial Education in Schools (2016-2018) and Financial Literacy and Over-indebtedness in Finland (2013-2017). I have also several smaller grants on the topic.

I have also done work on banking organizations, cooperatives, and personnel economics.

See my profile on Google scholar and Researchgate


I was the chairman of the Professors' Union's Vaasa Chapter (2015-2016) and currently represent University of Vaasa in the national council of the Professors' Union.

In 2012-2013, I was the president of the Finnish Economic Association.

I was the 2016 Recipient of the Warren Samuels Prize (together with Simon Cornee and Ariane Szafarz), awarded by the Association of Social Economics.

Julkaisut ja asiantuntijatehtävät

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